Current Prosper Rate of Return

Using excels XIRR function, as described over at Proproser says I've netted 15.63% ROI. Thats not too shabby, however my passion for finding good loans has disappeared as of late. Perhaps its because I spend too much time looking at charts such as these: Prosper Membership By Month (EricsCC.com). The membership is constantly growing, and there are more and more poachers. More eyes on the good loans. There are more loans, so perhaps its just my amazing ability to tire of a hobby.